If you've been looking for a place to live in the past several years, you've probably stumbled upon his writing already. Here are the best places to retire in Texas: Living in Texas we already know how great it is, but these 10 best places to retire in Texas are supposed to be pretty swell to settle down. Cameron. You can take classes at Texas State University in San Marcos, 20 minutes by car from New Braunfels. This community was the safest I have felt in years. Texas's largest city clocks in at #120. As noted in the story above, we also give serious consideration to climate change and natural hazards. Many of the towns we've featured here have topped one list or another depending on who is putting together the rankings. I grew up there as a child, and now I am a mom of three and my husband and I are currently living in the Meadows as a family. As Texass largest city, Houston is a great option if you want to make sure you have access to everything. Featured Review: Current Resident says Would like public lake access for all Hudson bend residents. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. So the question becomes where should your retire? We also look closely at taxes and the strength of the local economy (should retirees want to work part time or resell their homes), the availability of medical care, the level of serious crime and factors conducive to a healthy and active lifestyle, such as air quality, and convenience for walking and biking. Lastly, SBS prepares us for our next step in life. These two big schools also offerauditing options. 2 Niche users give it an average review of 4 stars. Woodway also has 1.50 recreation centers per 1,000 residents, which places it towards the middle of this list. Weslaco 4. Victoria DeCuir/ Courtesy Denton Public Library, reduced or even free tuition as a senior citizen, There is more to picking a place to retire than low taxes avoid these 5 expensive mistakes, Health care will cost this much in retirement but probably even more, claim that same fee waiver for six credit hours per semester. Brownsville has a city zoo, the Gladys Porter Zoo, and 32 city parks. 1 Niche users give it an average review of 5 stars. Living on a coast boosts happiness, health and well-being, according to a 2020 report. Here are the best cities to retire in Texas: Next: 10. While this community of 100,000-plus has an upscale reputation (and upscale shopping in its downtown), there are some homes at lower price points. We and our partners use data for Personalised ads and content, ad and content measurement, audience insights and product development. Our family feels truly blessed to have found a school home that cares about our children and our family. We also consider ratings in the Milken Institutes Best Cities for Successful Aging ratings, which looks at wellness, health care, transportation and other factors, but Milkens ratings are not determinative. If you like to golf, youll have plenty of choices. To create our list of the best places in Texas to retire, we first used Census data to find all places in the Lone Star State -- 1687 cities and towns. And, yes, living here offers access to top-quality hospitals. Our 2021 roster contains 25 spots in 18 states across all four continental time zones, representing a wide range of size, climate, culture and politics (though those play no role in our. This story was published at an earlier date and has been updated with new information. Great place for just taking a stroll in either the morning or late in the evening. In Travel & Leisure's roundup of the best places to retire, 11 American cities topped the list, with one Texas destinationthe Dallas/Fort Worth metro arealanding a spot. It has 2.02 recreation centers per 1,000 residents, the third most of any city on this list. Where Are The Best Places To Retire In Texas? Not only does it share an outstanding school district with Lindale but it has a beach, poo, and multiple parks for your kids to grow up in. Increased spending increases the risk of depleting your savings and performance is not guaranteed. The Bible classes and the chapels are designed for us to grow and learn more about God. Livingston is another Houston suburb. You can read more about our methodology and sources below the list. There are 4.34 medical centers per 1,000 residents, the second-lowest number on this list. One-bedroom rent: $786.89. Our family feels truly blessed to have found a school home that cares about our children and our family. All investing involves risk, including loss of principal. And if Conroe or the Woodlands isnt for you, youre likely to find something in the wider Houston metro area. This allows for a variety of people to come and enjoy our many town traditions. Featured Review: Niche User says I honestly enjoy living in the Bullard area. Best cities to retire in Texas. The new spending bill makes it easier to save for retirement. I estimate my monthly retirement income in the range of $3,750 to $4,200. Population: 1.487 million. Here are the best cities to retire in Texas: 10. I cant stress enough the importance of treating your exploration time as if you were living there, not just visiting on vacation. Pensacola, Florida. Eugene, Oregon Population: 377,749 Share of population age 60+: 26% Median monthly mortgage cost: $1,586 Median monthly rent: $1,037 This college town is home to the University of Oregon,. Retirables retirement calculator helps to project how much monthly retirement income your retirement nest egg can produce while ensuring your savings last as long as you need. See how they fared in WalletHub's Best Cities for Veterans. It has the fewest medical centers at 1.64 per 1,000 residents and the fewest recreation centers at 0.66 per 1,000 residents. Katys proximity to Houston means easy access to professional sports games, arts and other amenities that big cities offer, while you can live in a relatively small town. History lovers often choose Fredericksburg for a Texas retirement. It is affordable, has amazing weather, and is a retirement hub for other like-minded older individuals. Retirees can also enjoy mild winters and exciting cultural opportunities in thriving Texas cities like Houston and Dallas. Living on a golf course or near the lake is a. Current Resident: Decordova is located in Granbury, TX. But we also identify inviting locales in Massachusetts, Minnesota, Pennsylvania, and North Dakota; indeed, Fargo is the only city to make the list all 11 years weve compiled it. Seniors account for 29.70% of Granburys population, the second-highest percentage on this list. HomeSnacks has crunched the numbers for you to find the answers to this pressing question. Monthly expenditures: $1,647.72. Although the choice of where to spend your golden years takes a lot of careful consideration, its nice to know our state is brimming with great options. Friendly people and beautiful houses to look at! Just a word of caution: Maine to Texas is quite a temperature switch, so consider investigating your possibilities during the summer. OnlyInYourState may earn compensation through affiliate links in this article. To empower a confident, worry-free retirement for everyone. Livingston is a good place to retire if youre into boating and fishing, as its very close to the Trinity River. Copyright 2023 MarketWatch, Inc. All rights reserved. Whether you're seeking warmer weather, affordable housing, lower taxes or engaging leisure activities, you will be able to find it somewhere in the state of Texas. Youll also find all the dining and shopping you need both downtown and in the surrounding suburbs. 7 Niche users give it an average review of 4.7 stars. But the people are friendly and it's a very quiet area.. Current Resident: LIved here than 5 years and is a gem. The study included data about housing affordability, happiness, desirability, retiree taxes, the job market and access to quality health care. Read 12 reviews. From the elementary school being in the neighborhood to all the events that our kids get to attend. The cost to buy is ridiculous and rent is very high. It is a diverse neighborhood and they are all good people as well. Read 1 review. 2 Niche users give it an average review of 4.5 stars. Another town near Houston, Richmond boasts the second-lowest tax burden on this list with a tax rate of 15.20%. But Philadelphians know their city as a green, welcoming, community-minded place. From Austin to Dallas there are plenty of good retirement towns in Texas. Want to see how your favorite Texan city stacked up? America's second-most populous state is a haven for retirees. Socorro 8. You can't beat the schools (Hidden Forest, Bradley, Churchill) and teachers. 5. Some like to make comparisons to Austin of a few decades back, with one DFW resident saying downtown Denton has a hippie dippy college-town vibe. Outside of downtown, however, the feeling is much more suburban. The drawback is youll have a longer drive to college classes, airports and hospitals. She spent nearly a year as a writer for a credit card processing service and has written about finance for numerous marketing firms and entrepreneurs. But look at rapidly growing Denton. In addition to being close to Austin and the University of Texas, there are attractions like the Longhorn Cavern State Park and the Highland Lakes Air Museum nearby. A big part of retirement is staying active, so we also looked at the number recreation centers and retirement communities per 1,000 residents. What happens to my Social Security benefit if my husband dies. I would like a good hospital and airport within a one-hour drive. They also wanted low taxes and reasonable living costs, mild weather and a lively cultural scene. Santa Fe, Texas. The neighborhoods here are pretty friendly as well allowing you to walk late at night with no worry. I highly recommend coming out for a visit. And while it might seem like a miracle, the reality is you're ready to hang up your hat and stirrups. The quality of life is high, medical care excellent, and Hispanic culture is strong and celebrated. HomeSnacks is reader-supported. There are plenty of affordable cities in Texas, giving you a wide range of options. Is it the hometown restaurants, the cost of living, or the friendly communities? Everything's within walking distance, well-maintained streets, good safety, and its an overall gorgeous city. Read 22 reviews. Nearby Resident: Alamo Heights has an excellent school district, safe neighborhoods, and easy access to all amenities life requires. Read 17 reviews. Woodway is a suburb of Waco, and it ranks third on this list for medical centers, with 10.61 medical centers per 1,000 residents. We analyzed over 226 cities in Texas to determine which cities are worthy of your extended vacation. Katie Lawrence is a Southeast Texas native who graduated 18th in her high school class with a GPA of 4.25. Brownsville is another larger city that made the top 100 best US cities to retire in at #97. I grew up there as a child, and now I am a mom of three and my husband and I are currently living in the Meadows as a family. The teachers make it clear that they are there to help us, and are understanding with what we are struggling with. If Florida is too beachy and California is too West Coast, then there is another state that many people consider for retirement living: Texas. Population: 682,669. SmartAssets free financial advisor matching service makes it easier to find a financial advisor to work with who meets your needs. Let us know your thoughts, then check out this incredibly scenic drive in El Paso that showcases the skyline as youve never seen before. Youll find antique stores and craft brewers there, too. We just kept putting on and taking off masks, Steve shrugs. It is annoying having. Current Resident: Small tourist town and a great place to live, play and raise a family, and of course do lots of fishing. Read 2 reviews. Editors Note: Data has been updated for 2023. Other Texas cities further down the list are Arlington . Read 2 reviews. entities, such as banks, credit card issuers or travel companies. Houston and its cultural attractions are just over half an hour from Tomball, which might be attractive to people considering moving to this Texas city. More than 20% of the 21,000 residents there are 65 and older. If youre a fan of the movie Back to the Future, Humble has one thing going for it: it is the home to the DeLorean Motor Company. This fast-growing city of nearly 90,000 is 40 miles north of Houston and abuts Lake Conroe, a 33-square-mile lake, and is close to Sam Houston National Forest. Situated next to Lake Waco and having so many wooded areas, we often find families of deer in our yards! Denton also stands out among neighboring cities that were just farms a few decades back and are now planned communities, in that it has some older housing stock. That is a rare find, folks. We share some of the best small towns for singles to retire in the Lone Star State.. 55places.com looked at over 29,000 cities designated by the most recent census data, focusing . But youll get a break on Social Security tax in many states that do have a state income tax, so the benefits wont be that notable. And where are Houston and San Antonio? We also are encouraged to participate in various activities. This suburb does a great job about catering to. Current Resident: It's a great place to live. Texas can be hit pretty hard by inclement weather from time to time. Here is a list of a few more towns in Texas where the cost of living and the safety ratings are favorable: Whether you plan to visit one of these charming small towns in Texas or make it your retirement home these towns are among the cheapest places to live in Texas. Although many of the activities are geared toward families, two senior centers ensure retirees have plenty to do. If youre looking for one of the cheapest cities in Texas, consider McAllen, a populous city close to the Mexico border. Time to drop the disability coverage and review your other plans. It is near the Armand Bayou Nature Center, where you can see more than 370 species of animals at what is the nations largest urban wilderness preserve. The National Association of Realtors reports the national median home price has climbed to $329,000, but the median for our list averages $246,000 and all but two of our picks are under the national median. We combined all of that data to create this list of the best places to retire in Texas. It is very important to do your own analysis before making any decisions based on your own personal circumstances. A dozen Texas cities were in the ranking including: Austin, Fort Worth, San Antonio, Laredo, Plano, Arlington, Dallas, El Paso, Lubbock, Garland, Houston and Corpus Christi. We used several factors to determine retirement "worthiness," which included good weather, average population age, and cost of living. 1. on this page is accurate as of the posting date; however, some of our partner offers may have expired. And in how many other places can you still find a drive-in movie theater? Del Rio 9. Less alluringly, it is tied for the top tax rate on this list with a tax burden of 16.70%. 6 min read. Located north of Houston, Tomball ranks fourth on this list in terms of medical centers, with 8.76 medical centers per 1,000 residents. Texas is hot, hot, hot that time of year, and you dont want to discover you hate the weather after youve paid for a move. The air is always fresh and clean. Featured Review: Current Resident says I live in the Barton Creek area and I have always felt very safe in this neighborhood. There truly is no other city like it! The community center is a major hub where so many of us got our start in sports - soccer, football, baseball, and vollyball. You can't beat the schools (Hidden Forest, Bradley, Churchill) and teachers. Featured Review: Nearby Resident says Alamo Heights has an excellent school district, safe neighborhoods, and easy access to all amenities life requires.. Current Resident: I live in the Barton Creek area and I have always felt very safe in this neighborhood. Read 28 reviews. In addition to the cultural attractions of Houston, Webster is close to the Trinity Bay portion of Galveston Bay. How long will $100,000 last me in retirement. We love the community and everything it has to offer. Read 4 reviews. There are also 0.46 retirement communities per 1,000 residents. Brownsville 7. Typically, Texass lack of an income tax makes up for those tax hikes. Well, Granbury has 0.80 retirement communities per 1,000 residents, the highest number of any city on this list. 59 Niche users give it an average review of 4.4 stars. I am tired of both the rat race and workplace politics. Should I retire? Retirees may be able to visit or volunteer at the Texas State Aquarium, USS Lexington or South Texas Botanical Gardens and Nature Center. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. Retirable can help set you up with a plan. After all that anticipation, deciding where to spend that precious time can be a tough decision, so Stacker looked to data and rankings from Niche to compile a list of the best places to retire in Texas. El Paso is often ranked as the cheapest place to retire in Texas, but it also gets high marks for the overall happiness rating of its residence. Texas State has 38,000 students and will let you earn up to six credits per semester for free if you are at least 65 years old. Very safe, friendly with abundant hiking trails and scenery and great access to 2 championship Jack Nicholas Courses, World of tennis, Lake Travis around the corner and Hill Country Galleria minutes away. I am tired of both the rat race and workplace politics. Should I retire? This town does lack entertainment, although it does provide a variety of fast food and restaurants. Texas A&M is 65 miles away in College Station. Where To Retire In Texas. Amarillo CITY POPULATION: 199,371 SHARE OF POPULATION 65+: 13.5% Texas is known for oil, barbecued meat, and ranches, but the state has many things to offer retirees. With housing prices up 11% since March 2020 and mortgage rates still near record lows, now would seem to be an ideal time for newly vaccinated boomers aiming to either downsize or move to a cheaper housing market to start their search. To help Americans find the best cities to spend their golden years, WalletHub compared the retirement-friendliness of 182 cities including the 150 most populated U.S. cities, plus at least two of the most populated cities in each state across four key dimensions: 1) Affordability, 2) Activities, 3) Quality of Life and 4) Health Care. Provides auto-suggestions when entering text, Niche requires Javascript to work correctly. Corpus Christi, The Woodlands, and the Rio Grande Valley are all places that show up at the top of many "100 best places to retire" lists. Bullard is a growing town that is currently having some growing pains as there is not enough housing. Read 3 reviews. Check out how much you can expect to have saved by retirement with our free, If you dont think Texas is for you, you can check out the best places to retire in other states. The town has a 15.30% tax rate, tying it for second-lowest tax rate on this list. In Texas, you may not be surrounded by luscious green grass, but you can make a decent cactus garden, ride horses, and eat delicious BBQ. My least favorite part is the 1604 part only because of traffic, but. Current Resident: I absolutely love Meadows Place. Texas is home to dozens of active adult communitiesincluding many that stand out for single retirees.If you are looking for Texas homes for sale away from crowded cities and also happen to be single, read on. Heres what you need to know about moving to Puerto Rico for retirement. Nearby Resident: It's a beautiful neighborhood! Very safe, friendly with abundant hiking trails and scenery and great access to 2 championship Jack Nicholas Courses, World of tennis, Lake Travis around the. Current Resident: Lakeway is the best place to grow up/raise a family! 25. This is a gated community located on the outside of Granbury. The city is also home to UT Southwestern Medical Center, one of the top hospitals in the country. Junior: Second Baptist school welcomes you, encourages you, and prepares you. My friends and I love to drive through that neighborhood and admire the homes that are there. Retirement in Texas comes with mild winters, low taxes and affordable housing. Moon light nights are the best. It brings up the tail with seniors accounting for just 10.40% of its population. Locals say Conroe still has a small-town feel, but its status as the seat of Montgomery County means it also has a bustling, historic downtown. However, empty land is rapidly filling up, and its only a matter of time until the DFW megapolis fills the I-35 corridor up to the Oklahoma state line. Featured Review: Parent says Good Shepherd is such a special, one-of-a-kind school! It does attract a decent tourist population, but this also means youll have plenty of restaurants and shops nearby. December 31,2021 . As for fresh water, youd be close to Ray Roberts Lake State Park and a nearly 46-square-mile lake. Additionally, the winter climate is mild, which attracts "snowbirds" who have second homes in McAllen to escape the cold. Best Parent Student Loans: Parent PLUS and Private. Youll get year-round warm weather and access to all the amenities that come with living in a larger town. Listmakers were selected based on an assortment of data and amenitiesfrom affordability and action to walkability . From beautiful beaches to great food to a comfortable climate, and even the, McAllen is a border town that serves as the retail, international trade, tourism, and manufacturing. Things to do (Museums, Colleges, and Libraries in town), Distance to the closest international airport. If you compare this charming small town to Dallas-Forth Worth, the cost of living is 37 percent cheaper. If youre the student, depending on the school you pick, you may qualify for reduced or even free tuition as a senior citizen, freeing up some of your budget. The last entry on this list is Burnet, a central Texas city located just an hour north of Austin. Ask our Retirement expert. Retirable can help set you up with a plan for achieving your retirement goals no matter where you decide to live. Some Texas cities, though, have more to offer retirees than others. The residents are kind and selfless, and you will probably make a friend wherever you go. . I came in as a freshman and all the teachers, administrators, and students welcomed me with open arms. All rights reserved. Investing involves risk and past performance is not indicative of future results. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. We compare data on nearly 800 places, with populations above 10,000, in all 50 states. It is not far from the world famous Blue Bonnet Caf. (The name is a hint that the town was founded by German immigrants.). A bonus for retirees: Texas doesn't have a state income tax. Katy, located just a half hour west of Houston, leads this list and is also in the top 20 places to retire across the U.S. The Padre Island National Seashore provides a 70-mile stretch of undeveloped coastline to enjoy the sand, sun and wildlife. Spindletop, the site of the largest oil discovery in Texas history, is located here, and a museum commemorates its far-reaching influence. A little bit in the middle of nowhere, but the view is worth it. Read 16 reviews. The people here in Plano are so diverse, and so hospitable! If you like live music, you cant go wrong with Austin, which is rich in live music venues. You can follow her on Twitter @SilviaAscarelli. One notable and welcome change this year: With the pandemic seemingly coming under control, weve restored to the list some college towns omitted last year for fear the pandemic would deprive them of the low-cost cultural and educational opportunities that make them so appealing. Small school nearby, and about 5,000 residents in total. 25. With Lone Star College . This translates to easy access to all of the charms of a college town, including sports and culture. Comparative assessments and other editorial opinions are those of U.S. News Featured Review: Current Resident says This is such a family friendly neighborhood. It offers countless opportunities to explore the outdoors while also enjoying the young city life. Senior insurance needs are different. Read 59 reviews. Set to the southeast of Houston, Webster has the second most medical centers of any city on this list with 13.28 medical centers per 1,000 residents. If its city living you want, look at New Braunfels, 30 minutes away on the Comal and Guadalupe rivers, home to 90,000 people and with easy interstate access to both Austin and San Antonio. Im 66, we have more than $2 million, I just want to golf can I retire? Is Texas a retirement friendly state? the ages range from newborn to grand parents. Current Resident: Woodway is a beautiful, oak tree-filled town on the outskirts of Waco, TX. There are also various levels of courses offered, such as AP,. Parent: Good Shepherd is such a special, one-of-a-kind school! And where are Houston and San Antonio? Please, 2022 Places with the Lowest Cost of Living. The best part about living in this small town is the ability to recognize and have a conversation with the majority of townspeople. Read 5 reviews. 28 Niche users give it an average review of 4 stars. As such, residents in these areas have access to more amenities than those in typical small cities. Whether a Texas retirement is imminent or just a distant dream, finding a financial advisor can help you get prepared. Despite the pandemic, with the help of a Knoxville real-estate-agent couple, Jon and Dawn Powell, the Nagels were able to tour a dozen potential homes during two 1,600-mile (roundtrip) road trips. Texas. Wichita Falls 10. Now read:Im 52, wont live past 80 and have $1.6 million. You can have the big city experience when you want it, but have a quiet getaway at the end of the day. There's a community pool and center with plenty of clubs to join, and a large golf course. Among the many medical centers is Houston Methodist, a top-ranked hospital statewide. 2 Niche users give it an average review of 5 stars. It doesnt do as well in some of the other metrics, though. Housing prices are low and Tennessee was about to end its remaining state income tax on dividends and interest. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. A warm climate and plenty of bustling towns make it popular with many retirees. One-Time Checkup with a Financial Advisor, 7 Mistakes You'll Make When Hiring a Financial Advisor, Take This Free Quiz to Get Matched With Qualified Financial Advisors, Compare Up to 3 Financial Advisors Near You. Live entertainment would be a plus! We have our own police and fire departments keeping us safe and comforted. As an added bonus, the tax burden in Granbury is 15.30%, which is on the lower end of this list. It is annoying having to call in people to the gate and the 25 miles and hour speed limit but other than that it is wonderful. Visit a quote page and your recently viewed tickers will be displayed here. It is so close to all facilities, grocery stores, doctors, hospitals and all the sports available in the Texas Hill Country. El Paso is often ranked as the cheapest place to retire in Texas, but it also gets high marks for the overall happiness rating of its residence. While this can increase the cost of living, this rate is still relatively low compared to some other states. Featured Review: Current Resident says I would choose Colleyville as my hometown over and over again. We are also surrounded by other wonderful, small towns, which all come together to form one school district, which I think is the best around. But what makes it one of the best retirement communities in Texas is its many parks and walking trails. To get a sense of the housing your money can buy, heres whats on the market now in Canyon Lake and New Braunfels, using listings from Realtor.com (which, like MarketWatch, is owned by News Corp). Finally, we took the average rank across these criteria. What's the average retirement income for 2022?

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